Classic Home Mortgage

Monday, 29 April, 2024

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FUNDING HOME DREAMS

You can't buy a home —
Or can you?

A WDJC Advertising partner

Contact Classic Home Mortgage

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Dream of owning a home?

With a little help from Classic Home Mortgage, and our down payment assistance and zero down loans, your dream home is within reach. That’s because Classic Home Mortgage handles its own funding, ensuring less red tape, easier approvals, and faster closings.

Speak with Classic Home Mortgage to discover how accessible homeownership can be. Even if you think achieving your home dreams is impossible, Classic Home Mortgage is here to assist you — right now. With options like down payment assistance and zero down loans, we’re dedicated to funding your home dreams in ways that work for you.

History

From the beginning, the idea at Classic Mortgage Company was to simplify the mortgage process and put customers first.

CMC owner Erin Tatum had worked at several other mortgage companies and saw the flaws in their systems and saw the lack of communication and service to the customers.

That meant finding as many ways to fund a mortgage for as many financial situations as possible. That meant putting customer service at the center of how business is done. That meant earning a customer’s trust with every encounter and communicating with the customer at every step in the process — even when it didn’t seem like much was going on.

That’s Classic Home Mortgages today: Funding the home dreams of Birmingham area residents since 2009 and now WDJC listeners.

Here's how Classic Home Mortgage can help WDJC listeners who are first-time buyers:

First Time Buyers

First Time Buyers 2

I built this company to be the go-to source for anyone — regardless of their particular situation — to be able to buy a home. If that means waiting while we guide them toward better credit or a larger down payment, so be it. No matter what, I want Classic Home Mortgages to fund as many home dreams as possible.

— Erin Tatum Owner and Founder of Classic Home Mortgages

Our location

More programs for more situations

Classic Home Mortgage has access to just about every mortgage type imaginable — from conventional to programs that require zero money down.
Find out what you qualify for by filling out the form above.
You can learn more about the kinds of mortgages that are available by tapping/clicking on the button below.

Calculate your mortgage

It’s helpful to know how much of a mortgage payment you’ll have for the houses you’re looking at.

This Mortgage Calculator will allow you to play out various combinations of mortgage amount (selling price less your planned down payment), mortgage interest rates, and loan terms to give you a decent idea of what the monthly payment will.

For a more realistic look at your total housing costs, add the cost of insurance, taxes, utilities (electricity, gas, water, cable/internet, etc.), and HOA fees to the calculator’s estimated mortgage payment. As a rule of thumb, the federal government defines “affordable” housing as a total housing cost that’s no more than 30% of your gross income.

You can't buy a home —Or can you?